Non Dealer’s Garage Liability

Commercial Auto Division

We offer Non-Dealer’s Garage Liability and Garage keepers coverage. Our Non-Dealer’s Garage Liability targets businesses that service automobiles and vehicles left in their custody. Our Garage Liability specialists can offer creative and practical solutions for many of your hard-to-insure Garage Liability accounts.

Target Classes:

  • Alarm installation and repairs
  • Automotive glass replacement and glass tinting Automotive oil changes and lubrication
  • Body & paint shops
  • Construction & farm equipment service
  • Dry-docked boat services
  • Full-service car wash and car detailing
  • Gas station with repair operations
  • General automotive repair and service
  • Heavy truck service
  • Mobile auto detailing
  • Mobile mechanic and roadside assistance Valet parking on insured’s premises

Policy Structure:

  • Full Garage Liability for non-dealer service and repair operations with
  • Garagekeepers coverages
  • Occurrence basis of coverage
  • Employee Benefits Liability
  • Stop Gap Liability
  • Minimum premiums starting at $1,500
  • Deductibles starting at $500 for “Covered Autos,” “Other Than Covered Autos,” and Garagekeepers

Submission Requirements:

  • ACORD Commercial Insurance application and Garage Liability application with a complete description of operations (signed and dated by the insured when bound)
  • Supplemental application, where appropriate (signed and dated by the insured when bound)
  • Five-year currently-valued company loss runs with a description provided for losses over $25,000
  • Website information
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We Are Security Underwriting Managers

Security Underwriting Managers (SUM) is dedicated to providing insurance products that provide quality protection with value pricing while addressing the needs of our Agent Partners. We strive to establish a successful partnership with our agents and the insurance companies we represent.
We take pride in putting people first. Our team is dedicated to our partners and their customers.
Our strength is anchored in the diversity of our team which gives the advantage to provide BEST IN CLASS service.

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