Non Dealers Garage Liability

Non Dealer’s Garage Liability

Commercial Auto Division

We offer Non-Dealer’s Garage Liability and Garage keepers coverage. Our Non-Dealer’s Garage Liability targets businesses that service automobiles and vehicles left in their custody. Our Garage Liability specialists can offer creative and practical solutions for many of your hard-to-insure Garage Liability accounts.

Target Classes:

• Alarm installation and repairs
• Automotive glass replacement and glass tinting Automotive oil changes and lubrication
• Body & paint shops
• Construction & farm equipment service
• Dry-docked boat services
• Full-service car wash and car detailing
• Gas station with repair operations
• General automotive repair and service
• Heavy truck service
• Mobile auto detailing
• Mobile mechanic and roadside assistance Valet parking on insured’s premises

Policy Structure:

• Full Garage Liability for non-dealer service and repair operations with
• Garagekeepers coverages
• Occurrence basis of coverage
• Employee Benefits Liability
• Stop Gap Liability
• Minimum premiums starting at $1,500
• Deductibles starting at $500 for “Covered Autos,” “Other Than Covered Autos,” and Garagekeepers

Submission Requirements:

• ACORD Commercial Insurance application and Garage Liability application with a complete description of operations (signed and dated by the insured when bound)
• Supplemental application, where appropriate (signed and dated by the insured when bound)
• Five-year currently-valued company loss runs with a description provided for losses over $25,000
• Website information